Practical Geneva

Everyone living and working in Switzerland must have compulsory basic health insurance. There is no family coverage, only individual coverage.

  Basic information on health insurance in Switzerland

There are certain exceptions for employees of permanent missions, international organizations and their families, provided they are insured by their employer. 

 Regulations applicable to staff members of permanent missions (PM), staff members of international organizations (IO) and their families

After your arrival, you have 3 months to choose an official health insurance company. In addition to the mandatory basic insurance, a variety of supplementary insurance options are also available to meet your specific lifestyle needs.

You will pay a monthly premium, based on an annual contract. The “deductible” is the “deductible” amount you pay each year for your treatment costs. Once the deductible is reached, the insurance company will then cover the costs.

Premiums are usually updated in September, and if you wish to change insurance, the deadline is November 30 of the same year.